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*With approved credit. Ask for details.

FINANCING

Flexible Financing Available

Don't Let Cost Stand Between Your Family and a Comfortable Home

A new heating or cooling system is a significant investment and we never want budget to be the reason a family goes without one. That's why L&M Heating & Cooling offers special financing options on qualifying installations. With approved credit, you may be able to spread your payments out over time and get the system your home needs today.

Buy Today, Pay Over Time 

We work with a trusted financing provider to give our customers flexible options that fit a range of budgets. Here's what that means for you:

Flexible Payment Options*

Financing plans available on qualifying new installations, so you can choose what works for your budget

Fast Credit Decisions

The application process is simple; we'll walk you through it

Available on New Installations

Financing applies to qualifying heating and cooling system installations

*With approved credit. Contact us for details.

Available on Qualifying HVAC Installations

Financing is available on qualifying new heating and cooling system installations. This includes:

New furnace installation

New air conditioning system installation

Heat pump installation

Ductless mini-split installation

Full HVAC system replacement

Not sure if your project qualifies? Give us a call — we'll give you a straight answer.

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There's no direct online application — just give us a call or send us a message and we'll walk you through the process from there. Here's how it works:

Contact L&M

Reach out by phone or through our contact form to let us know you're interested in financing

We Collect Some Basic Information

Our team will gather a few details to get you started with the application

Receive Your Application Link

Once we have your information, we'll send you the official application link

Get Your Decision

Credit decisions are made quickly so you can move forward with your installation without delay

Schedule Your Installation

Once approved, we'll get your new system scheduled and installed

Getting Started Is Simple

★★★★★

Matt I.

Another company told me my 24-year-old furnace couldn't be repaired and recommended replacing the entire system. Morgan found the needed part within an hour, explained all my options with zero pressure, and ultimately installed a better HVAC system at a lower cost than the competing quote. Exceptional service from start to finish.

See Why Kansas City Homeowners
Trust L&M

★★★★★

Andrew C.

Morgan was exceptionally thorough, providing detailed notes and pictures to explain everything he was seeing. He sat down with us and actually taught us a lot about the basic workings needed to make an informed decision about next steps. He presented three great options to address some pretty big issues, and his pricing is way better than other companies that are more about money than people. We'll definitely be sticking with L&M!

Kansas City homeowners trust L&M for honest recommendations and expert HVAC service.

Real 5-star Google reviews from your neighbors across the KC metro.

★★★★★

Michael H.

Morgan is as nice and honest as they come. AC and furnace swap in 6 hours, very well done and well under competitor quotes. Give them a call!

★★★★★

Stephanie D.

I already had two HVAC companies in line to inspect our situation and was looking for a third. Morgan not only met my expectations but exceeded them. He was able to fit us in on VERY short notice and took so much time actually explaining everything to us as he went along in his inspection. His knowledge base alone is reason enough to consider L&M Heating and Cooling. Beyond that, you are getting an individual who obviously cares about the work he is doing and the people he is serving. L&M has been added to my preferred vendor list and shared with my team of Realtors serving all of Missouri & Kansas.

★★★★★

Mitchell M.

L&M Heating and Cooling provided me an honest assessment of the condition of my units. After consulting with Morgan, we decided the best solution was to replace the unit and within 24 hours from the call, he had a complete heating & cooling install finished and operating perfectly. Morgan even went out of his way to repair damages not in the initial estimation 'because they weren't up to his standard.' A true professional in every way! One of the best experiences I've had with a contractor.

A New System Is Within Reach — Let's Talk

Special financing available on qualifying installations, with approved credit. Contact us to learn about current offers and get started today.

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Proudly Serving the Kansas City Metro

Grain Valley • Blue Springs • Lee's Summit • Independence • Kansas City • Liberty • Raymore • Peculiar • Oak Grove

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